That's irresponsible, and I said so. Someone had suggested (before I added the information about it being her choice) that maybe she couldn't afford not to. I told him that there is always a choice. I was then informed that there are, apparently, circumstances that are beyond choice...
That is wrong. There is always a choice. Your options may suck, but you always have a choice. As I told this guy, even if someone holds a gun to your head and tells you to, "do this," (where "this" is something unpleasant) or they will kill you, you still have a choice! Sure, your options are horrible, but you still have them. Whatever happens once you've made your choice is not a choice, it's the consequence of your choice.
Don't confuse choice with consequence, because they are different. You will always have a choice, what you must deal with after that choice is the consequence.
Perhaps you think that someone wrapping their car around a pole is an unavoidable choice. It is not. It is simply the consequence of a choice that person made earlier.
Everything we do is by choice. Remember that Rush song, Freewill? "[Even] if you choose not to decide, you still have made a choice." The only time we no longer have a choice is when we, ourselves, have taken that away. Everything in life is a choice, we must simply decide which consequences we can live with.

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